Gil Kerkbashian
What is the California Housing Finance Authority?
gil@realestateloans.com The California Housing Finance Agency (CalHFA), established in 1975, is an independent California state firm...
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GIL KERKBASHIAN
25 PLUS YEARS OF LENDING
Personally licensed in:
Wisconsin, Illinois and California
(847) 873-7295
847.873.7295
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Gil Kerkbashian
CalHFA down payment assistance offered by Gil Kerkbashian
gil@realestateloans.com First Mortgage Programs Federal government Loans CalHFA FHA Loan Program The CalHFA FHA Program is an FHA-insured...
Gil Kerkbashian
Illinois Housing Development Authority down payment assistance
gil@realestateloans.com Good news for first-time homebuyers in particular counties in Illinois! If you're aiming to purchase your first...
Gil Kerkbashian
How to receive an IHDA loan in Illinois
gil@realestateloans.com How to receive IHDA down payment assistance in Illinois If you plan to buy a home in Illinois, IHDA (Illinois...
Gil Kerkbashian
IHDA home loans offered by Gil Kerkbashian
gil@realestateloans.com IHDA Home Buying Programs offered by Gil Kerkbashian Buying a house can be an exciting and intimidating...
Gil Kerkbashian
Fannie Mae LTV matrices for primary residences
gil@realestateloans.com Loan Terms Amortization Terms Fully Amortizing Fixed Rate: 10-30 years Fully Amortizing 5/5 CMT ARM: 10-30...
Gil Kerkbashian
VA refinances using the IRRRL or "streamline" program
gil@realestateloans.com Interest rate reduction re-finance loan If you have an existing VA-backed home loan and you want to lower your...
Gil Kerkbashian
USDA home loan basics
gil@realestateloans.com USDA Loan Basics Similar to the VA and the FHA, the U.S. Department of Agriculture guarantees a government-backed...
Gil Kerkbashian
VA home loan basics
gil@realestateloans.com VA Loan Basics The VA loan program has actually assisted countless service members, veterans and military...
Gil Kerkbashian
FHA cosigners and non occupant borrowers
gil@realestateloans.com There are many questions about the main FHA loan guidelines for tenancy for single-family mortgage. According to...
Gil Kerkbashian
FHA condo home purchase
gil@realestateloans.com There are several types of FHA loans available for debtors who desire more options than a typical suburban house....
Gil Kerkbashian
A little about FHA 203ks
gil@realestateloans.com With a 2021 winter disaster to handle, home owners throughout many states including Texas, Oklahoma, and in other...
Gil Kerkbashian
Prepping for an FHA home loan preapproval
gil@realestateloans.com If you are thinking about purchasing a home with an FHA home loan or building one by yourself lot (or with land...
Gil Kerkbashian
FHA construction loans
gil@realestateloans.com What are the requirements for an FHA One-Time Close Building And Construction Loan? These loans can be different...
Gil Kerkbashian
Why FHA is such a workhorse program:
gil@realestateloans.com Those considering the purchase of a house must explore their FHA home mortgage options, however that suggestions...
Gil Kerkbashian
5 tidbits about FHA home loans...
gil@realestateloans.com If you want to purchase or refinance a house there are 5 things you should know about FHA mortgage as an...
Gil Kerkbashian
FHA loans for high cost (expensive) areas
gil@realestateloans.com The FHA Jumbo Loan, likewise described as a non-conforming loan, are home loans that go beyond the county limit...
Gil Kerkbashian
Child support and alimony as income for FHA
gil@realestateloans.com There are specific standards for participating FHA loan providers who need to include child assistance, alimony,...
Gil Kerkbashian
What type of homes will FHA approve?
gil@realestateloans.com What kinds of homes receive an FHA home mortgage? The answer might shock you because many people presume the...
Gil Kerkbashian
What happens to the documents I sign at close?
gil@realestateloasn.com When you buy a house, the transaction is public. Recording indicates filing your deed and/ or home loan with your...
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